Annual Multi-Trip Travel Insurance
Frequent travelers, all you have to do is plan your trips throughout the year knowing they are covered with Arch RoamRight’s Annual Multi-Trip Travel Insurance policy. While traditional travel insurance policies require individual purchases for each trip, our Annual Multi-Trip policy lets you make a single purchase and enjoy coverage for all your trips for an entire year.
Coverage and Benefit Limits
This policy offers extensive coverage, allowing you to travel with confidence.
Canceled, Interrupted, or Delayed Trips: Life can be unpredictable, and so can your travel plans. Whether your trip is canceled, interrupted, or delayed (after 12+ hours) unexpectedly, an Annual Multi-trip travel insurance policy provides the support and coverage you need to help navigate these situations.
Missed Connections: Missed flights or connections can be stressful, but with our policy, after 3+ hour of delay, it helps ease your worries during the moment knowing that covered events are reimbursable.
Occupancy Upgrade: If your traveling companion cancels for a covered reason, but you still travel, we will reimburse you for the additional costs incurred as a result of a change in the per person occupancy rate for your travel arrangements.
Lost, Stolen, or Damaged Baggage or Personal Effects: Your luggage is not just about clothes; it carries your essentials and souvenirs. Rest assured that you may be reimbursed for replacement of these items with our coverage, whether they’re lost, stolen, or damaged during your travels.
Baggage Delay: We understand the frustration of waiting for your luggage to arrive. After 24+ hour delay, our policy reimburses for purchases of reasonable necessities made to continue enjoying your trip.
Emergency Accident and Sickness Medical Expenses: Your health is a priority, no matter where you are in the world. Our policy provides coverage for the necessary medical and surgical cost if you become sick or accidentally injured while on a trip.
Emergency Medical Evacuation*: In the event of a medical emergency, our policy responds by arranging transportation to the nearest suitable medical facility; helping you return home, if medically necessary and provide round-trip economy air fare for a companion to visit if you are traveling alone and hospitalized for more than 7 days.
Repatriation of Remains*: We understand the importance of dignity, especially in challenging times. Our coverage provides for repatriation of remains to be returned back to the insured’s city of primary residence in the U.S.A that will be handled with care and respect.
Accidental Death & Dismemberment: Unexpected accidents can happen. Our policy pays a lump sum payment for a death or dismemberment event which helps while handling a difficult situation.
Political & Security Evacuation: In today’s unpredictable world, safety is paramount. Our policy provides coverage for reasonable evacuation expenses incurred for your transportation to the nearest safe haven if you must leave your trip for a covered political or security event. Evacuation must occur within 7 days of the event.
*Benefits limited to one occurrence per policy term
- Maximum traveler age: 75.
- Trip duration limited to 30 days per trip.
- Annual trip cost maximum: $10,000.
- Coverage for medical evacuation and repatriation of remains is limited to one occurrence per policy term.
- Emergency Travel Assistance Services
- With each Multi-Trip policy, you gain access to our 24/7 emergency travel assistance services, available from anywhere in the world.
- Replacement of Lost or Stolen Travel Documents
- Emergency Travel Arrangements
- Transfer of Funds
- Legal Referrals
- Language Services
- Message Transmittals
- Worldwide Medical and Dental Referrals
- Monitoring of Treatment
- Relay of Insurance and Medical Information
- 24-Hour Health Information
- Medication and Vaccine Transfers
- Updates to Family, Employer, and Home Physicians
- Replacement of Corrective Lenses and Medical Devices
Emergency Transportation Arrangements
- For coverage, these services must be arranged by designated travel assistance provider.
- Emergency Medical Evacuation
- Medically Necessary Repatriation
- Repatriation of Deceased Remains
- Return of Dependent Children
- Emergency Medical Reunion
- Emergency Political or Security Evacuation
Travel with confidence, knowing that Arch RoamRight’s Annual Multi-Trip Travel Insurance has you covered every step of the way.
The insurance coverage or plans are available to residents of the United States. Benefits and services are described on a general basis. Certain terms, conditions, restrictions and exclusions apply and coverages may vary in certain states. Please refer to your plan for detailed terms, conditions and exclusions. Insurance coverages are underwritten by Arch Insurance Company, NAIC # 11150 under form series LTP 2013 and amendments thereto. Plans are sold by Raisley Insurance Inc., a licensed producer (CA License #4324427, TX License #2703394) The licensed insurance producer may be reached at 724-287-7757 and the underwriter may be reached at 1-844-872-4163.